Bank Capital Adequacy Ratio Is Urgent, Preferred Stock Matching Program Is The Fastest This Month.

< p > < strong > the bank capital adequacy ratio is urgent < /strong > < /p >

In < p > four major state-owned banks, < a href= "//www.sjfzxm.com/news/index_cj.asp > > < /a > three quarterly data shows that the total amount of non-performing loans is 72 billion 57 million yuan, and the non-performing loan ratio is 0.96%.

ICBC had a NPL ratio of 0.91% in the three quarter, up 0.06 percentage points from the end of last year.

< /p >

In the joint-stock banks, as at the end of 9 2013, the balance of non-performing loans of Minsheng Bank (600016, stock bar) group was 11 billion 938 million yuan, and the non-performing loan ratio was 0.78%, up 13.45% and 0.02 percentage points respectively from the end of last year.

In the first three quarters, the non-performing loan ratio of Huaxia Bank was 0.92%, an increase of 0.04 percentage points from 0.88% at the end of last year, and the balance of non-performing loans was 7 billion 316 million yuan.

At the end of the three quarter of the Beijing Bank (601169, stock bar), the balance of non-performing loans was 3 billion 400 million yuan, and the non-performing loan ratio was 0.61%.

< /p >

< p > three quarterly data reveal that many listed banks are facing the pressure of supplementary capital, and joint-stock banks are also the hardest hit areas.

Take Ping An Bank (000001, stock bar) as an example, according to the three quarterly report of the bank, the capital adequacy ratio was 8.91% at the end of the third quarter, the first capital adequacy ratio was 7.43%, the core tier one capital adequacy ratio was 7.43%, although it rose somewhat compared with the two quarter, but it still approaches the corresponding regulatory 8.5%, 6.5% and 5.5% red lines.

< /p >

< p > > a href= "//www.sjfzxm.com/news/index_cj.asp" > Everbright Bank < /a > (601818, stock bar), CITIC Bank (601998, stock bar) capital adequacy ratio has declined.

Taking CITIC Bank as an example, according to the latest regulatory requirements, the company's capital adequacy ratio as at the end of the reporting period was 11.77%, 0.65 percentage points lower than the end of last year, and the core tier one capital adequacy ratio was 9.24%, which was 0.05 percentage points lower than the end of last year.

< /p >

The capital adequacy ratios of Huaxia Bank, Xingye Bank, Shanghai Pudong Development Bank, Shanghai Pudong Development Bank (600000), and Everbright Bank were 9.81%, 10.89%, 11.14% and 9.65%, respectively, decreasing by 1.22 percentage points, 0.21 percentage points, 0.06 percentage points and 0.02 percentage points from the previous quarter, compared with the previous quarter. P

< /p >

< p > "all financial indicators meet regulatory requirements, but there is a great pressure on capital adequacy ratio."

Ping An Bank said.

At present, Ping An Bank is promoting the capital replenishment plan. In September 6, 2013, the board of directors and the September 24, 2013 provisional shareholders' meeting adopted the Ping An Bank Ltd motion on the stock option of the non-public Development Bank, and the relevant non-public offering plan is under surveillance and approval.

{page_break} < /p >

< p > < strong > preferred stock timetable < /strong > /p >

< p > in the real situation of "a href=" //www.sjfzxm.com/news/index_cj.asp "> capital < /a >, the supervisor's position on preferred stock is more like timely rain.

< /p >

< p > at the annual meeting of the China Listed Companies Association, Xiao Gang, chairman of the securities and Futures Commission, said that we should further improve the policies and measures of mergers and acquisitions, and explore the introduction of payment instruments such as directional convertible bonds and preferred shares, etc. 2013.

It is understood that the launch of the preferred stock is being led by the SFC. The CBRC, the Ministry of finance, the Legislative Affairs Office of the State Council and the NPC Law and Work Commission have actively promoted the relevant rules and regulations, and the relevant rules have been drawn up by the Shanghai Stock Exchange.

The market is expected to be ahead of the IPO program, according to market figures.

< /p >

< p > "the preferred stock mechanism can effectively reduce the requirement of core tier one capital adequacy ratio, reduce the pressure of bank common stock financing, and increase the annual growth of endogenous risk weighted assets of banks by 2 percentage points."

The latest research report of China gold.

In fact, the introduction of preferred stock is a step towards building a multi-level capital market.

< /p >

< p > CICC calculated according to the annual report of listed banks in 2012. After the issuance of preferred shares, the stock financing gap of the listed banks will be reduced from 86 billion 200 million yuan to 0. The Bank of agriculture, Bank of China, PUFA, people's livelihood and Huaxia will all benefit.

< /p >

Reporter P has learned that the introduction of preferred stock will increase a special financing tool for the demand side of capital, which will help improve corporate governance in the long run, especially help to realize the diversification of state-owned enterprises' equity, and provide a choice besides common stock to solve the capital relationship between the government and state-owned enterprises, especially financial state-owned enterprises.

For the supply side of the fund, it provides a kind of investment choice besides equity and creditor's rights, especially for long-term investors such as insurance (security assured) and pension, etc. it provides a risk controllable and stable investment tool.

< /p >

< p > preferred timetable has been announced. A bank management personage close to the regulatory authorities told reporters that the first step is the fastest pace of the reform of the preferred stock reform program. This month, the official launch will wait until the end of this year. The third step is that the actual issuance time will be the fastest in the first half of the next year.

< /p >